Terms of Use

These Terms of Use govern your use of tradesemanlifeinsurance.com and any related landing pages, forms, or services operated by Inner Circle Leads LLC.

By using this website, submitting a form, or interacting with our ads, you agree to these Terms of Use.

1. Who We Are

Inner Circle Leads LLC is a lead generation and marketing company. We are not an insurance carrier. We do not issue, underwrite, approve, price, service, or administer insurance policies.

2. Lead Generation Disclosure

When you submit information through our website, ads, forms, or Meta Instant Forms, we may share, sell, transfer, or disclose your information to licensed insurance agents, insurance agencies, insurance carriers, marketing partners, lead buyers, and service providers so they may contact you about life insurance, Indexed Universal Life, annuities, and related insurance products.

3. No Insurance, Legal, Tax, Financial, Or Investment Advice

Nothing on this website is legal, tax, investment, financial, or insurance advice.

Information on this website is for general educational and marketing purposes only. You should consult with a licensed insurance agent and, where appropriate, a qualified tax, legal, or financial professional before making decisions.

4. Insurance Product Disclaimer

Any insurance product, including life insurance, Indexed Universal Life, annuities, or related products, is subject to eligibility, underwriting, carrier approval, state availability, policy terms, funding, and policy design.

Not all applicants qualify.

We do not guarantee approval, rates, coverage amounts, policy availability, tax treatment, cash value performance, living benefit availability, policy loan outcomes, index performance, or suitability of any product.

5. Licensed Agent Responsibility

The licensed agent, agency, or carrier that contacts you is responsible for discussing product availability, suitability, underwriting, pricing, licensing, policy illustrations, policy details, and any required disclosures.

6. User Responsibilities

You agree not to:

• Submit false, misleading, or fraudulent information.
• Use this website for unlawful purposes.
• Attempt unauthorized access to the website or related systems.
• Interfere with website functionality.
• Copy, scrape, or misuse website content.
• Submit information on behalf of another person without authorization.

7. Communications

If you submit a form or lead request, you may be contacted by Inner Circle Leads LLC or by licensed insurance agents, agencies, carriers, marketing partners, or service providers.

Any call, text, or email consent is governed by the consent language provided at the point of collection.

Consent is not required as a condition of purchasing any product or service.

8. Third-Party Links And Services

This website may link to third-party websites, tools, forms, agencies, carriers, or services. We are not responsible for the content, privacy practices, security, or business practices of third parties.

9. Limitation Of Liability

To the fullest extent permitted by law, Inner Circle Leads LLC is not liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of this website, your submission of information, third-party contact, or any insurance product decision.

10. No Guarantee Of Availability

We may update, change, suspend, or discontinue this website or any part of it at any time without notice.

11. Privacy

Your use of this website is also governed by our Privacy Policy, available at: tradesmanlifeinsurance.com/privacy-policy

12. Changes To These Terms

We may update these Terms of Use from time to time. When we do, we will update the effective date. Your continued use of the website after changes are posted means you accept the updated Terms.

13. Contact

For questions, contact: